What’s It Going to Take for People to Change Their Spending Habbits?

Did you hear again how much Canadians are in debt? Here is an article from Business Insider on Canadians and their debt. Let's take a look at some of the key points made in the article: According to a recent report from credit monitoring agency TransUnion, the typical Canadian now owes $21,686 excluding their mortgage — a number that has not stopped increasing for over a decade now. To give you a sense of the severity of our consumer debt situation, for every $1 of disposable income, … [Read more...]

Living Well is the Best Revenge

Did something happen on November 8th, 2016? Of course something did. Go check your Twitter feed, or the news, or your Facebook wall. In fact, you yourself may have written a long post about how this is the end of the world, that this spells the end of democracy, that you're moving out of America (I wonder how many will actually follow through with it).   Some people are celebrating, while others are in hysterics. Like always, it was the silent majority that made the … [Read more...]

What Happens When You Put Your Phone Away for Awhile?

Nothing really, to be honest. It comes across as a bit edgy, but this Moby video that was recently released brings up a good point about technology addiction. Try a day without a phone and see what happens. Just like the old days. But Paul! What if I miss an important call? What if someone I know is in an emergency? What will I do? How often has that happened to you? Put it away for a few hours, and see what happens. I'm not saying you have to throw away your phone. Just take yourself … [Read more...]

How Being Financially Conservative Allows You to Live Freely

There is a grave misconception about money and freedom. Having more money can give you freedom. Not the word can, and not will. It CAN give you the freedom to say no to things that you don't want to do. It CAN allow you to spend more time on things that you enjoy. You CAN have more flexibility in what you do and do not want to do. However, having more money can give you less freedom, and for most people, this is the case. With more money to spend, you may very well just spend it. Whether on … [Read more...]

The Curious Case of the Recluse

In a time when it's easier than ever to reach anyone , it's refreshing that there are those who still maintain a wall of privacy. There have been many incredible creators over the years who have eluded the public eye. Are they crazy? Shy? Don't give a shit about the spotlight? Let's take a look at some of these people.  Thomas Pynchon One of the most noticeable reclusive people. Thomas Pynchon has written many works of classic literature for over 50 years. Only an old photograph seems to be … [Read more...]